Fixed vs Adjustable Rate Mortgage: Pros and Cons

Fixed vs Adjustable Rate Mortgage: Pros and Cons So you’re house hunting or planning to refinance—and here you are, stuck between a fixed-rate mortgage and an adjustable-rate one. It’s like choosing between a calm, steady road trip and a rollercoaster that might give you a thrill—or make you sick. Let’s break down both options so … Read more

What Is a Mortgage? A Simple Beginner’s Guide

What Is a Mortgage? A Simple Beginner’s Guide Understanding the Basics What Is a Mortgage in Simple Terms? A mortgage is a home loan that lets you borrow money to buy a house—plain and simple.. You borrow money from a lender (like a bank), and in return, you promise to pay it back—bit by bit, … Read more